1. Corporate and Business Banking Services

Skymoon Investments Limited works closely with businesses to provide a wide range of corporate banking solutions aimed at facilitating smooth operations, growth, and expansion. These services include:

a. Business Loans and Financing Solutions

• 1Purpose: To support businesses with the capital needed to finance operations, expansion, equipment purchases, or working capital.
• 2Solution: Skymoon facilitates access to business loans, short-term financing, line of credit, and term loans from banks and other financial institutions, helping businesses meet their financial needs efficiently.

b. Business Accounts Management

• 1Purpose: Skymoon helps businesses manage their day-to-day transactions by providing access to various business account services.
• 2Solution: Businesses can access checking accounts, savings accounts, and merchant services (for card payments and e-commerce) to ensure smooth financial operations.

c. Trade and Export Finance

• 1 Purpose: Skymoon offers financial services that help businesses involved in international trade to manage risks and finance trade activities.
• 2Solution: This includes letters of credit, trade finance, and export financing, ensuring businesses can securely trade with international suppliers and buyers without the risk of non-payment or breach of contract.

2. Personal Banking and Financial Services

Skymoon Investments Limited provides a range of personal banking and financial services to individuals, ensuring that they can meet their financial goals, secure funding for personal ventures, and manage their wealth effectively. These services include:

a. Personal Loans and Credit

• 1Purpose: To provide individuals with personal loans for various needs such as home renovations, education, medical expenses, or debt consolidation.
• 2 Solution: Skymoon assists clients in securing unsecured loans, secured loans, and credit lines through partnering financial institutions, helping individuals access funds on favorable terms.

b. Mortgages and Home Financing

• 1Purpose: To support individuals in purchasing homes or real estate investments.
• 2Solution: Skymoon offers mortgage facilitation services, assisting individuals in securing home loans, mortgage products, and construction financing through collaborating with banks and mortgage lenders. They also guide clients in the application process, interest rates, and repayment options.

c. Investment Accounts and Wealth Management

• 1Purpose: To help individuals build wealth and achieve long-term financial security through informed investment strategies.
• 2 Solution: Skymoon partners with financial advisors and wealth managers to provide investment account services, including stocks, bonds, mutual funds, and retirement planning solutions tailored to individual goals.

3. Real Estate and Property Financing

Skymoon Investments Limited plays a pivotal role in facilitating real estate financing for both residential and commercial properties. They provide the following services:

a. Real Estate Loans

• 1Purpose: To support individuals and businesses in purchasing, building, or renovating real estate.
• 2Solution: Skymoon helps clients access real estate loans, mortgages, and property development loans from banks and lending institutions. This includes both residential and commercial real estate financing.

b. Construction Financing

• 1 Purpose: For real estate developers or individuals looking to fund construction projects.
• 2 Solution: Skymoon facilitates construction loans to help cover the costs of building new properties or renovating existing ones. These loans can cover everything from land acquisition to materials, labor, and other construction expenses

c. Property Investment and Financing Advice

• 1Purpose: To help investors secure financing for property acquisitions and provide expert advice on profitable real estate investments.
• 2Solution: Skymoon offers investment consultancy for individuals and businesses seeking to invest in real estate, helping them secure the financing they need to enter the market and achieve solid returns.

4. Trade Finance and Export Financing

Skymoon Investments Limited provides key financial services for businesses involved in import/export operations, ensuring smooth transactions and minimizing risk. Key offerings include:

a. Letters of Credit (LC)

• 1Purpose: Skymoon assists businesses in facilitating international trade by arranging letters of credit, which serve as a guarantee for payment between exporters and importers.
• 2Solution: With letters of credit, Skymoon helps mitigate the risks of non-payment or delivery failure during international trade transactions.

5. Credit Risk Management and Insurance

Skymoon offers services that help businesses and individuals assess, mitigate, and manage credit risks, ensuring financial stability and protecting against defaults or financial losses.

a. Credit Insurance

• 1Purpose: To help businesses protect themselves against non-payment or bad debts in trade and credit sales transactions.
• 2Solution: Skymoon offers trade credit insurance, which covers losses from defaults or delayed payments, ensuring businesses do not suffer financially from non-payment by customers or clients.

b. Risk Assessment and Due Diligence

• 1Purpose: To help clients assess credit risk before entering financial transactions or agreements.
• 2Solution: Skymoon assists businesses in conducting due diligence to evaluate the creditworthiness of customers, suppliers, and business partners, reducing the risk of financial loss or default.